Mortgage Architects · A Better Way

Mortgages, explained in plain English.

I'm Dylan Hoey, a licensed mortgage broker helping buyers and homeowners across BC compare lenders, lock in a rate, and actually understand what they're signing.

Estimated payment
$0/month
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For illustration only Not a rate quote
10+
Years of mortgage experience
MA
Full Mortgage Architects lender network
BC-Wide
Serving all of BC, remotely located in GVA
BCFSA
Licensed Broker, MB608443
What I help with

One broker, every scenario.

Whether it's your first purchase or your fourth renewal, I shop your file across my full lender network so you're not stuck with one bank's one offer.

Purchase

First-Time Buyers

Pre-approvals, down payment programs, and a clear walkthrough of what you can actually afford, before you fall for a house.

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Existing Homeowners

Renewals & Refinancing

Your renewal letter is not your best offer. I compare it against the market before you sign anything.

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Self-Employed & Investors

Complex Income

Self-employed, commission-based, or building a rental portfolio. I work with lenders built for non-traditional income.

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How it works

From application to keys, in four steps.

01

Discovery call

We talk through your goals, timeline, and what a lender will actually see on paper.

02

Apply & compare

One application, shopped across my lender network, including Mortgage Architects' partner lenders below.

03

Lock your rate

I walk you through the offer in plain terms before anything gets signed.

04

Funding day

I stay in the loop with your lawyer and lender so closing day goes smoothly.

Client Tools

I don't disappear after closing day.

Every client gets complimentary access to Ownwell, a mortgage tracking tool that keeps you in the loop long after your file funds, so you're never caught off guard at renewal.

Home Value

Track your equity

See your home's current estimated value update over time, so you always know how much equity you've built.

Affordability

Know where you stand

A running picture of your affordability as your income, rate, and balance change, not just a one-time snapshot from your approval.

Maturity & Options

Never miss a renewal

Automatic reminders as your maturity date approaches, plus a look at what mortgage options might be available to you when it arrives.

Ready to see where you stand?

A pre-approval costs nothing and takes most clients under fifteen minutes.